feat(admin): full integration of order, product, and finance modules with real RPC data streams

docs/sql/10_schema/finance/ml_user_recharge_v1.sql

@@ -0,0 +1,32 @@
+-- =====================================================================================
+-- Schema: 用户充值记录表
+-- 位置：docs/sql/10_schema/finance/
+-- 对象类型：Schema (DDL)
+-- 版本：v1
+-- 说明：记录用户主动发起的充值申请及支付状态
+-- =====================================================================================
+
+CREATE TABLE IF NOT EXISTS public.ml_user_recharge (
+  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
+  uid UUID NOT NULL REFERENCES public.ak_users(id),
+  
+  order_no TEXT UNIQUE NOT NULL,    -- 充值订单号（cz开头）
+  recharge_type TEXT NOT NULL,      -- 充值渠道: wechat, alipay, system (后台补单)
+  
+  price DECIMAL(12,2) NOT NULL DEFAULT 0,      -- 实际充值金额
+  give_price DECIMAL(12,2) NOT NULL DEFAULT 0, -- 赠送金额
+  
+  paid SMALLINT NOT NULL DEFAULT 0, -- 支付状态: 0:未支付, 1:已支付
+  pay_time TIMESTAMPTZ NULL,        -- 支付时间
+  
+  channel_trade_no TEXT NULL,       -- 外部渠道流水号
+  status SMALLINT NOT NULL DEFAULT 1, -- 记录状态: 1:正常, 0:逻辑删除
+  
+  created_at TIMESTAMPTZ NOT NULL DEFAULT now(),
+  updated_at TIMESTAMPTZ NOT NULL DEFAULT now()
+);
+
+-- 索引
+CREATE INDEX IF NOT EXISTS ml_user_recharge_uid_idx ON public.ml_user_recharge (uid);
+CREATE INDEX IF NOT EXISTS ml_user_recharge_order_no_idx ON public.ml_user_recharge (order_no);
+CREATE INDEX IF NOT EXISTS ml_user_recharge_created_at_idx ON public.ml_user_recharge (created_at DESC);